Non-Lucrative Visa
More time for the life you came for.
A slower morning. A new neighbourhood. Time to make Spain your home. We help you explore residence supported by your own resources, without working.
Discuss your move Explore the visaAdvice in English, Spanish, German and Arabic
Your next chapter, without a working schedule.
For non-EU nationals who want to live in Spain without carrying out work or professional activity, supported by sufficient savings, pensions or other qualifying resources.
A plan to reside in Spain without employment or professional activity, including remote work.
Evidence of sufficient financial resources for yourself and any accompanying family.
Suitable health insurance and the personal documents required by your consulate.
From a first idea to a clear plan.
We help you understand the route, prepare your documents and navigate the next steps.
- 01
Your situation first
We review your nationality, work, finances and family plans to identify the right route.
- 02
A file that makes sense
We explain the evidence you need and help organise the documents for your application.
- 03
Your next steps, together
We guide you through the relevant application process and what to prepare for arrival.
A big move. A personal approach.
Meet Andrea and Marbod. We built Anemoss to make Spanish legal and administrative processes easier to understand, with direct communication and advice that starts with your circumstances.
About usBefore you make the move.
Can I work remotely with this visa?
No. This route does not permit work, including remote work for a foreign employer. If you plan to keep working, explore the Digital Nomad Visa.
Where do I apply?
The initial visa application is normally made through the Spanish consulate responsible for your place of legal residence. Local appointment and document requirements matter.
How much money do I need?
The requirement is linked to IPREM, with additional resources for accompanying family members. We check the current reference amount and the evidence relevant to your household.
Official guidance: Spanish Ministry of Foreign Affairs ↗
The details behind your move.
A concrete financial reference
400% of IPREM for the applicant, plus 100% per accompanying relative. At the 2026 reference of €600/month, this is €28,800 for one applicant’s first year, or €36,000 for a couple. These are euro requirements; dollar equivalents fluctuate.
Income, savings and retirement
Pensions, US Social Security retirement benefits and accessible savings can support proof of means. Provide award or pension letters and bank evidence of amounts and availability. IRA or 401(k) statements need review of access and withdrawals; an account balance alone does not establish acceptance.
Healthcare in Spain
Arrange qualifying public or private health coverage with an insurer authorised in Spain. For private policies, check the consulate’s requirements on full coverage, copayments and waiting periods. Medicare generally does not cover care in Spain; travel cover is not a substitute.
Documents and US-specific evidence
- Prepare the national visa form, EX-01, passport, photograph, fees, proof of financial means, health insurance and a medical certificate. Adults need criminal-record certificates for the relevant countries of residence; US applicants should follow their consulate’s FBI and federal-apostille instructions.
- Arrange sworn Spanish translations and apostilles or legalisation for foreign public documents unless exempt. Family applications also need relationship evidence. Bank-certificate formats and statement periods vary by consulate; confirm alternatives before relying on them.
- Retired applicants can document their pension or Social Security award and the corresponding deposits. Applicants leaving employment should check whether their consulate requests a termination letter or a declaration that they will not work.
Submission, decision and arrival
- Follow your legal-residence district’s consulate or designated BLS centre instructions for appointments and submission. San Francisco publishes a three-month legal visa decision period, which may be extended for additional documents or an interview; allow extra time for appointments, records and apostilles.
- The initial residence authorisation lasts one year from entry. Travel within the visa’s validity and apply for the TIE in person within one month of entering Spain.
Renewal and time in Spain
- Renewal is normally for two years, with financial means for the whole renewal period and continued health insurance. The initial-year calculator does not calculate renewal funds.
- Current renewal guidance requires actual residence in Spain for more than 183 days during the calendar year. File in the two months before expiry; filing is also possible in the following three months, with a possible penalty. A TIE appointment does not replace the renewal application.
Requirements checked:
Continue with our guides
Your next chapter starts with a conversation.
Tell us where you are now and what life in Spain could look like. We will help you understand your next step.
Discuss your move ↗Considering another route? Digital Nomad Visa ↗Photography: Kristina N / Unsplash